College Bowl Betting in Tennessee

The NCAA Division I Football Bowl Subdivision (FBS) is U.S. college football‘s top level and its postseason is among the most exciting in any sport. While the top four ranked teams compete for a national title in the College Football Playoff and National Championship, more than 30 other bowl games play out across the country with each team playing for a “title” of their own.

You can now bet on all these college bowl games legally right here in Tennessee.

We’ll discuss which games will be part of the College Football Playoff this season and how you can bet on all the NCAA college football bowls right here in Tennessee.

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Live Odds for FBS national championship

Below find the best current point spread, moneyline and totals lines for the FBS National Championship at TN online sportsbooks. Click on any odds to go directly to the online sportsbook, claim your bonus and lock your bet in.

  • Date: Monday, Jan. 11, 2021
  • Time: 8 p.m. EST
  • Teams: Alabama Crimson Tide, Ohio St. Buckeyes

The winners of the College Football Playoff semifinals play for the national title in the College Football Playoff National Championship. Once the College Football Playoff National Championship matchup is set, you can bet on the game at TN online sportsbooks. The NCAA Football futures markets at TN online sportsbooks allow you to bet on who you think will win the title all year long.

Bet on New Year’s Six bowl games

The New Year’s Six are the six bowl games involved in the revolving College Football Playoff schedule. Every year, two of these bowl games are the College Football Playoff semifinals.

Here’s what the New Year’s Six will look like this season:

Cotton Bowl


  • Date: Wed. Dec. 30, 2020
  • Time: 7:15 p.m. ET
  • Location: Arlington, TX
  • Stadium: AT&T Stadium
  • Capacity: 80,000
  • Broadcast: ESPN
  • 2019 Result: Penn State over Memphis 53-39

Peach Bowl


  • Date: Fri. Jan. 1, 2021
  • Time: 12:30 p.m. ET
  • Location: Atlanta, GA
  • Stadium: Mercedes-Benz Stadium
  • Capacity: 71,000
  • Broadcast: ESPN
  • 2019 Result: LSU over Oklahoma 63-28

Sugar Bowl


  • Date: Fri. Jan. 1, 2021
  • Time: 8:45 p.m. ET
  • Location: New Orleans, LA
  • Stadium: Caesars Superdome
  • Capacity: 73,208
  • Broadcast: ESPN
  • 2019 Result: Georgia over Baylor 26-14

Rose Bowl


  • Date: Fri. Jan. 1, 2021
  • Time: 5 p.m. ET
  • Location: Pasadena, CA
  • Stadium: Rose Bowl
  • Capacity: 92,542
  • Broadcast: ESPN
  • 2019 Result: Oregon over Wisconsin 28-27

Orange Bowl


  • Date: Sat. Jan. 2, 2021
  • Time: 8:00 p.m. ET
  • Location: Miami Gardens, FL
  • Stadium: Hard Rock Stadium
  • Capacity: 64,767
  • Broadcast: ESPN
  • 2019 Result: Florida over Virginia 36-28

Fiesta Bowl


  • Date: Sat. Jan. 2, 2021
  • Time: 4:00 p.m. ET
  • Location: Glendale, AZ
  • Stadium: State Farm Stadium
  • Capacity: 63,400
  • Broadcast: ESPN
  • 2019 Result: Clemson over Ohio State 29-23

All FBS teams are eligible for the College Football Playoff bowl games and New Year’s Six bowl games, which include the:

  • Fiesta Bowl
  • Peach Bowl
  • Cotton Bowl
  • Orange Bowl
  • Sugar Bowl
  • Rose Bowl
  • CFP National Championship

Tennessee and Vanderbilt both play in the Southeastern Conference, which typically has agreements with nine postseason bowls, not including the College Football Playoff and New Year’s Six bowl games.

The Citrus Bowl normally has the first selection of available SEC teams after the College Football Playoff and New Year’s Six. Then, there are six bowls, including the Outback Bowl, Music City Bowl in Nashville, Gator Bowl, Liberty Bowl in Memphis, Texas Bowl, and Belk Bowl that can invite SEC teams. The Birmingham Bowl and Independence Bowl are next.

Memphis plays in the American Athletic Conference, whose champion is guaranteed to play in a New Year’s Six Bowl if the team finishes higher than the champions of four other conferences in the CFP rankings.

The conference also sends teams to the Military Bowl, Armed Forces Bowl, Hawaii Bowl, and to a new bowl in Boston managed by ESPN Events and Fenway Sports Management. Plus, the conference will receive four invites from a group of eight bowls, including the:

  • Birmingham Bowl
  • Gasparilla Bowl
  • Boca Raton Bowl
  • Frisco Bowl
  • Cure Bowl
  • First Responder Bowl
  • Myrtle Beach Bowl
  • New Mexico Bowl

Middle Tennessee plays in Conference USA, which is guaranteed seven bowl appearances every year.

The conference sends teams to the Bahamas Bowl, New Orleans Bowl, Independence Bowl, Hawaii Bowl, and LendingTree Bowl. Plus, C-USA schools may also be invited to the following bowl games:

  • Armed Forces Bowl
  • Birmingham Bowl
  • Boca Raton Bowl
  • Camellia Bowl
  • Cure Bowl
  • Fenway Bowl
  • First Responder Bowl
  • Frisco Bowl
  • Gasparilla Bowl
  • Myrtle Beach Bowl
  • New Mexico Bowl

How to bet on College Football Playoff semifinals

The College Football Playoff selection committee will release its final rankings at the end of the regular season and conference championship games. The No. 1 ranked team will then play No. 4, and No. 2 vs. No. 3, in the semifinal games that rotate annually among the New Year’s Six bowl games. The winners of these games will in the College Football Playoff National Championship.

2020-21 bowl games involving Tennessee teams

The FBS consists of 130 schools in 10 conferences across the country. There are four FBS teams in Tennessee:

  • Tennessee Volunteers (Southeastern Conference)
  • Vanderbilt Commodores (Southeastern Conference)
  • Memphis Tigers (American Athletic Conference)
  • Middle Tennessee Blue Raiders (Conference USA)

In 2020 the Vols were originally scheduled to play in the Liberty Bowl but were unable to play due to positive Covid results amongst staff and team members.

At the end of the previous season, the Tennessee Volunteers won the Gator Bowl 23-22 over Indiana. The game took place on Jan. 2, 2020 at TIAA Bank Stadium in Jacksonville, Florida.

The Memphis Tigers defeated Florida Atlantic 25-10 in the 2020 Montgomery Bowl on Dec. 23.

The Tigers played in the 2019 Cotton Bowl Classic on Dec. 28, 2019, at AT&T Stadium in Arlington, Texas. They lost 53-39 to Penn State.

The Vanderbilt Commodores and Middle Tennessee Blue Raiders did not play FBS bowl games in the 2020-21 bowl season.

How to bet on NCAA football games in Tennessee

You can pretty much bet on college football and all the NCAA Division I FBS bowl games on the schedule without restrictions in Tennessee. That includes:

  • Any bowl games held in Tennessee
  • Any bowl games involving Tennessee schools
  • Bowl games that are part of the College Football Playoff National Championship
  • All other out-of-state FBS bowl-game action

Other than TN sportsbooks being prohibited from offering live prop betting on college sports and props involving college athletes, betting on NCAA bowl games is wide open.

Of course, you still must be 21 or over and inside state lines. You also need to make all your bowl bets with legal and licensed TN online sportsbooks.

Betting on anything at a licensed sportsbook requires you to:

  • Register for an account: Create a new account with the TN online sportsbook of your choice through the links on this page. You’ll need to fill in a minimal amount of personal and account information along with the promo or bonus code you find here. That ensures you get the best new player bonus available.
  • Deposit funds: Deposit money in your account to bet on college football bowl games using one of the available deposit methods. This includes using online bank transfers, third-party payment processors, and cash deposits using the services available at various retail locations.
  • Create a bet slip: Browse through the bowl game betting markets and when you click on the live game odds you like, a betting slip will be instantly created on the right-hand side of your screen. Enter in the amount of your bet and it will show your prospective payout at the current odds. You can add more single bets, combine your bets into various types of parlays, and see more outcomes as well.
  • Confirm your bet: Once you’re happy with the bet(s) on your slip, just hit the “confirm bet” button and your ticket is locked in at those college bowl game odds, no matter if they change or not.

Whether you’re using the online sportsbook on your computer or you download the sportsbook app, every sportsbook will use geolocation to verify you are inside the state. They’ll also make sure you’re of legal age using the personal information you signed up with, including the last four digits of your Social Security number.

How to read college bowl game odds and lines

In 2020, Tennessee took on Indiana in the Gator Bowl.

If there were Gator Bowl lines posted at TN online and mobile sportsbooks they would have most likely looked like this:

Tennessee Volunteers-3.5 (-110)-175O 54.5 (-110)
Indiana Hoosiers+3.5 (-110)+195U 54.5 (-110)

These and other typical college bowl betting lines should be easy enough to read once you understand what each number represents.

The first number is the spread with the odds in parentheses. What this shows is that Tennessee was 3.5-point favorites. That meant you’d have to deduct 3.5 points from the Vols final score to determine a betting winner.

The -110 odds show that you would have had to bet $110 to win $100, plus your bet back.

In the end, Tennessee won 23-22. The Vols did not cover, only winning by one, and spread bets on Tennessee were losers.

The second number is the moneyline. Moneyline betting asks you to pick the straight-up winner. A plus sign in front of the moneyline indicates that the team is the underdog and shows how much you stand to win for every $100 you bet.

A minus sign in front of the moneyline indicates that the team is the favorite and shows how much you need to bet to win $100, plus your bet back.

Here, the Vols won straight up, so every $175 bet on Tennessee paid out a total of $275.

The third and final number is the totals line with the odds in parentheses. This is where you could have bet that the total combined score by both Indiana and Tennessee would have landed over or under 54.5 points. Once again, the -110 odds show that you would have had to bet $110 to win $100, plus your bet back.

A total of 45 points were scored in the 2020 Gator Bowl, which means only the under paid off.

Where to find college bowl odds on sports betting sites

The books will have a football, college football, college football playoffs, or bowl games tab you can click through to find all of the current game odds and available betting markets once the bowl game matchups are set.

Most bowl game matchups will be set after the College Football Playoff selection committee releases its final rankings for the 2021-22 season, on Sunday, Dec. 19, 2021. The odds for each NCAA Division I FBS bowl game should come out almost immediately after that.